These plans do not meet ACA requirements, are underwritten, not guaranteed renewable, and may result in a tax penalty.
They are designed for one purpose, to provide temporary health care insurance during unexpected coverage gaps.
✔ Start your coverage fast, as soon as the next day in many cases
✔ Drop your coverage without penalty
✔ Choose from a range of available deductible amounts
✔ Coverage is available up to 6 months
✔ Apply for another term of coverage if needed.
With your Short Term Medical insurance you can get the security of that coverage fast, right when you need it.
✔ Rolling off parent’s insurance
✔ In-between jobs
✔ Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment
✔ Waiting for your Affordable Care Act (ACA) coverage to begin
✔ A college student or just out of school
✔ Waiting for benefits to begin at a new job
✔ Waiting for Medicare
✔ Needing a temporary alternative to COBRA insurance
✔ Losing coverage following a divorce
✔ Under 65 and in good health
